Maine’s Health Insurance Marketplace

Need Affordable Health Insurance?
Learn more about the Health Insurance Marketplace & Coverage Options

Open Enrollment runs November 1, 2016 – January 31, 2017 (you may be eligible outside this period if you have a qualifying event).  You can call one of our Enrollment Specialists or call 404‑8000 ext. 2005 to schedule an appointment to go over your options and help get you the best coverage.

Brewer Medical Center & Hope House
Lisa Eldridge
989-1567 ext. 1466

Penobscot Community Health Center & Capehart Community Health Center
Kim Libby
404-8100 ext. 1115

Helen Hunt Health Center & Jackman Community Health Center
Erin Kretchman
827-6128 ext. 1730

Hope House Health & Living Center
Miranda Snowdon
992-2636 ext. 2048

PCHC Dental Center
Meredith Toole
992-2152 ext. 1326

Penobscot Pediatrics, Medical Specialists, Winterport Community Health Center, Seaport Community Health Center
Trudy Gray
404-8080 ext. 2005

Certified insurance agents can also help you review plan options. Be sure to ask whether the agent is Health Insurance Marketplace certified.

See more at: http://www.enroll207.com/ or at: http://www.healthcare.gov

Important Dates:

  • November 1, 2016: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2017 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2017.
  • December 15, 2016: Last day to enroll in or change plans for coverage to start January 1, 2017.
  • January 1, 2017: 2017 coverage starts for those who enroll or change plans by December 15.
  • January 31, 2017: Last day to enroll in or change a 2017 health plan. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

More About the Marketplace

On October 1, 2013, the Health Insurance Marketplace became a new way for individuals, families and small businesses to get health insurance. The Marketplace gives you more choice and control over your health insurance options and is designed to help you find affordable health insurance.

You are able to get information about all the plans available in Maine by going to the Marketplace web site. You are able to enroll yourself, directly through the website, or call a toll-free phone hotline.

If you don’t have health insurance, many community organizations In Eastern Maine have staff available to help educate citizens about their options and help them get enrolled.

If you already have insurance – through an employer, Medicare, and Medicaid, you don’t need to worry. However, the marketplace is a new way to buy health insurance that lets you compare the plans to find more affordable options.

Many people are now be able to get a break on the costs of insurance. Depending on your annual income, financial help is available to individuals purchasing a plan through the Marketplace. People who could never afford coverage may now be eligible for free or low-cost insurance at a monthly premium that fits their household budget. Use this quick calculator to see if you might quality for lower premiums.

Better Benefits. All plans on the Maine Marketplace are required to cover the most important services, including:

  • Doctor visits
  • Prescriptions
  • Emergency room care
  • Maternity care
  • Hospitalizations
  • Laboratory Services

Also, you should know that health insurance plans can’t refuse to cover you or charge you more just because you have a pre-existing health condition.  Being sick won’t keep you from getting health coverage.

How Do I Get Enrolled in the Right Plan?

There are lots of ways you can get free help and advice:

Trained customer service representatives are available through toll-free help lines at HealthCare.gov or on-line website chat tools. The toll-free number is 1-800-318-2596.

Specially certified assisters working in organizations across Maine who are ready to provide free help either in person or by phone. You can visit Enroll207.com and use their handy  Find Help Tool to locate a free certified assister near your home or business.